Perfios acquires Credit Nirvana to strengthen AI-driven debt management

Key Highlights of the Acquisition

• Indian B2B SaaS firm Perfios acquires Credit Nirvana to enhance its financial technology suite
• Deal size remains undisclosed
• Credit Nirvana manages $9B+ collection portfolio across 42M loan accounts

AI-Driven Debt Management Capabilities

Credit Nirvana's AI-powered platform automates debt collection lifecycle using:

• Predictive analytics for delinquency management
• Machine learning models for recovery optimization
• Automated workflows for legal recoveries

Strategic Integration Plans

The acquisition enables integration of Credit Nirvana's AI capabilities with Perfios' existing solutions for:

• Enhanced risk assessment models
• Automated underwriting processes
• Real-time portfolio monitoring

Leadership Perspectives

Sabyasachi Goswami, CEO of Perfios

"This strategic move accelerates our vision to deliver comprehensive AI-driven financial solutions across the credit lifecycle."

Raj MKK, Founder of Credit Nirvana

"Combining our AI-powered collection engine with Perfios' global distribution network creates market-leading capabilities in debt resolution."

Market Expansion Strategy

The acquisition supports Perfios' global growth in:

• Middle East/North Africa (MENA) markets
• Southeast Asia (SEA) financial ecosystems
• Indian banking/NBFC sectors

Industry Context

"Combining our AI-powered collection engine with Perfios' global distribution network creates market-leading capabilities in debt resolution."