Stride

AI-Powered Credit Access.
Stride is a fintech platform. It uses AI to give credit. This helps freelancers and startups. They often can't get loans from traditional banks.

Leveraging India's Account Aggregator Framework.
Stride uses India's Account Aggregator system. This framework from the RBI lets them get financial data. They look at real-time cash flow and tax information. This is different from old credit score models.

Dual-Sided Business Model.
Stride works two ways. It helps banks and NBFCs with smart underwriting. It also directly helps startups and freelancers get credit. This allows them to earn money from different sources.

Real-Time Data-Driven Underwriting.
Stride's AI looks at real-time financial data. It gets this from bank accounts and tax filings. This means borrowers don't need lots of paperwork. It's a new way to decide who gets a loan.

Targeting Underserved Market Segments.
Stride focuses on specific groups. Freelancers with irregular income are a big part, also early-stage startups that have revenue but are too new for traditional lenders. Small businesses needing flexible loans are also a target.

Subscription-Based Revenue for Enterprises.
Stride charges a subscription fee. This is for banks and NBFCs. They integrate Stride's tools into their own lending. There are